



Designed for mobile behavior
Insurance has traditionally been slow, complicated and built around paperwork, not people. Unfortunately, most insurance apps focus purely on functionality and are rarely associated with good UX or digital delight.
And there is well known truth - people usually interact with insurance during stressful or unexpected life moments.
We saw an opportunity to break the cycle of boredom, confusion, and anxiety surrounding insurance. We transformed it into a mobile experience defined by speed, clarity, and a sense of belonging. And we are honored to introduce the first insurance app people genuinely enjoy using.
The insight
Users do not think about insurance proactively. They engage only when something stressful, urgent, or unexpected happens.
It means that the insurance app has to reduce tension and provide peace of mind within seconds, whether users are buying insurance or submitting a claim.
The solution
We took an extra step inalready stressful moments.
On top of simplifying every traditional insurance experience, we used our brainpower on user flows, mobile-native behavior, engaging design, and a few extra steps towards personalization and automation.


Set up in seconds.Stress not included.
Two minutes from download to covered.
Simple, secure sign-inwith trusted localauthentication methods
Setup inunder 2 minutes
2 min
Paper policies belong in the past.
Insurance documents get lost in emails, buried in folders, and even glove compartments. With Balcia, every policy is always on your phone - easy to access, anywhere.
Every policyin one place
Downloadanytime, anywhere




Claims made easy.
Is it possible? Yes, because accidents are hard enough already.
Take a photo and submit a claim immediately - even with a voice message
Track your claimstatus in real time
Get your claimresolved faster


Broken car?Skip the waiting.
Roadside help, windshield repair, the whole off-script of everyday life - handled in the app.
Get help online, book in2 minutes, follow live updates
No more unnecessary callsor coordination hassles




Special perksjust for you.
Two minutes from download to covered.
Exclusivein-app deals
Partnernetwork benefits
Geo-located offers forpeople who never stay still
Tailor-made loyalty system across 3 levels - the more loyal you are, the more you gain
Paper policies belong in the past.
We value your privacy as much as your attention. We only inform you about things that actually matter
Weather alerts whereinsurance might be relevant
Policy expiring?We make sure you don't miss it
We make sure that every app visit feels like a limitless lifestyle


Expired CASCO Policy!
Renew vehicle No. ABC111 CASCO policy now and continue the drive safe!
now
Storm incoming
Heavy rain, thunder and hail are coming. Close your windows, move your car away from trees and take care of your belongings!
now
The impact
Gross WrittenPremium
4 423 000 EUR
for growing business since app launch
Claims submitted
13%
of claims initiated in app
Good experience!
App allows submitting claims fast on the go, purchase or renew policies smoothly and do it somewhat in an entertaining way. Good prices, great service so far. Looking forward to automatic monthly payments, please make it a priority!

Policy Count
67 900x
policies issued superfast since app launch
Push notifications
13%
click-through rate
Bought insurancein minutes
I quickly bought the insurance without calling the broker, and I even used the discount code. Thanks, everything is beautiful!
MOST reviewed andHIGHEST rated insurance app in region.
4.89 Stars, 2573+ reviews
Surpassing even health-insurance apps.




Designed for mobile behavior
Insurance has traditionally been slow, complicated and built around paperwork, not people. Unfortunately, most insurance apps focus purely on functionality and are rarely associated with good UX or digital delight.
And there is well known truth - people usually interact with insurance during stressful or unexpected life moments.
We saw an opportunity to break the cycle of boredom, confusion, and anxiety surrounding insurance. We transformed it into a mobile experience defined by speed, clarity, and a sense of belonging. And we are honored to introduce the first insurance app people genuinely enjoy using.
The insight
Users do not think about insurance proactively. They engage only when something stressful, urgent, or unexpected happens.
It means that the insurance app has to reduce tension and provide peace of mind within seconds, whether users are buying insurance or submitting a claim.
The solution
We took an extra step inalready stressful moments.
On top of simplifying every traditional insurance experience, we used our brainpower on user flows, mobile-native behavior, engaging design, and a few extra steps towards personalization and automation.


Set up in seconds.Stress not included.
Two minutes from download to covered.
Simple, securesign-in with trusted local authentication methods
Setup inunder 2 minutes
2 min
Paper policiesbelong in the past.
Insurance documents get lost in emails, buried in folders, and even glove compartments. With Balcia, every policy is always on your phone - easy to access, anywhere.
Every policyin one place
Downloadanytime, anywhere




Claims made easy.
Is it possible? Yes, because accidentsare hard enough already.
Take a photo and submit a claim immediately - even with a voice message
Track your claim status in real time
Get your claimresolved faster
Broken car?Skip the waiting.
Roadside help, windshield repair, the wholeoff-script of everyday life - handled in the app.
Get help online, book in 2 minutes, follow live updates
No more unnecessary calls or coordination hassles






Special perksjust for you.
Exclusivein-app deals
Partnernetwork benefits
Tailor-made loyalty system across 3 levels - the more loyal you are, the more you gain
Geo-located offers for people who never stay still
With us you are ina good company
We value your privacy as much as your attention. We only inform you about things that actually matter.
Weather alerts where insurance might be relevant
We make sure that every app visit feels like a limitless lifestyle
Policy expiring? We make sure you don't miss it


Expired CASCO Policy!
Renew vehicle No. ABC111 CASCO policy now and continue the drive safe!
now
Storm incoming
Heavy rain, thunder and hail are coming. Close your windows, move your car away from trees and take care of your belongings!
now
The impact
Gross Written Premium
4 423 000 EUR
for growing business since app launch
Claims submitted
13%
of claims initiated in app
Good experience!
App allows submitting claims fast on the go, purchase or renew policies smoothly and do it somewhat in an entertaining way. Good prices, great service so far. Looking forward to automatic monthly payments, please make it a priority!

Policy Count
67 900x
policies issued superfast since app launch
Push notifications
13%
click-through rate
Bought insurance in minutes
I quickly bought the insurance without calling the broker, and I even used the discount code. Thanks, everything is beautiful!t
MOST reviewed and HIGHESTrated insurance app in region.
4.89 Stars, 2573+ reviews
Surpassing even health-insurance apps.




Designed for mobile behavior
Insurance has traditionally been slow, complicated and built around paperwork, not people. Unfortunately, most insurance apps focus purely on functionality and are rarely associated with good UX or digital delight.
And there is well known truth - people usually interact with insurance during stressful or unexpected life moments.
We saw an opportunity to break the cycle of boredom, confusion, and anxiety surrounding insurance. We transformed it into a mobile experience defined by speed, clarity, and a sense of belonging. And we are honored to introduce the first insurance app people genuinely enjoy using.
The insight
Users do not think about insurance proactively. They engage only when something stressful, urgent, or unexpected happens.
It means that the insurance app has to reduce tension and provide peace of mind within seconds, whether users are buying insurance or submitting a claim.
The solution
We took an extra step inalready stressful moments.
On top of simplifying every traditional insurance experience, we used our brainpower on user flows, mobile-native behavior, engaging design, and a few extra steps towards personalization and automation.


2 min
Set up in seconds.Stress not included.
Two minutes from download to covered.
Simple, securesign-in with trusted local authentication methods
Setup inunder 2 minutes
Paper policies belong in the past.
Insurance documents get lost in emails, buried in folders, and even glove compartments. With Balcia, every policy is always on your phone - easy to access, anywhere.
Every policyin one place
Downloadanytime, anywhere




Claims made easy.
Is it possible? Yes, because accidents are hard enough already.
Take a photo and submit a claim immediately - even with a voice message
Track your claim status in real time
Get your claimresolved faster
Broken car?Skip the waiting.
Roadside help, windshield repair, the wholeoff-script of everyday life - handled in the app.
Get help online, book in 2 minutes, follow live updates
No more unnecessary calls or coordination hassles






Special perksjust for you.
Exclusivein-app deals
Partnernetwork benefits
Tailor-made loyalty system across 3 levels - the more loyal you are, the more you gain
Geo-located offers for people who never stay still
With us you are in a good company
We value your privacy as much as your attention. We only inform you about things that actually matter.
Weather alerts where insurance might be relevant
We make sure that every app visit feels like a limitless lifestyle
Policy expiring? We make sure you don't miss it


Expired CASCO Policy!
Renew vehicle No. ABC111 CASCO policy now and continue the drive safe!
now
Storm incoming
Heavy rain, thunder and hail are coming. Close your windows, move your car away from trees and take care of your belongings!
now
The impact
Gross Written Premium
4 423 000 EUR
for growing business since app launch
Claimssubmitted
13%
of claims initiated in app
Good experience!
App allows submitting claims fast on the go, purchase or renew policies smoothly and do it somewhat in an entertaining way. Good prices, great service so far. Looking forward to automatic monthly payments, please make it a priority!

Policy Count
67 900x
policies issued superfast since app launch
Pushnotifications
11%
click-through rate
Bought insurance in minutes
I quickly bought the insurance without calling the broker, and I even used the discount code. Thanks, everything is beautiful!
MOST reviewed and HIGHEST rated insurance app in region
4.89 Stars, 2573+ reviews
Surpassing even health-insurance apps.




Designed for mobile behavior
Insurance has traditionally been slow, complicated and built around paperwork, not people. Unfortunately, most insurance apps focus purely on functionality and are rarely associated with good UX or digital delight.
And there is well known truth - people usually interact with insurance during stressful or unexpected life moments.
We saw an opportunity to break the cycle of boredom, confusion, and anxiety surrounding insurance. We transformed it into a mobile experience defined by speed, clarity, and a sense of belonging. And we are honored to introduce the first insurance app people genuinely enjoy using.
The insight
Users do not think about insurance proactively. They engage only when something stressful, urgent, or unexpected happens.
It means that the insurance app has to reduce tension and provide peace of mind within seconds, whether users are buying insurance or submitting a claim.
The solution
We took an extra step inalready stressful moments.
On top of simplifying every traditional insurance experience, we used our brainpower on user flows, mobile-native behavior, engaging design, and a few extra steps towards personalization and automation.


2 min
Set up in seconds.Stress not included.
Two minutes from download to covered.
Simple, securesign-in with trusted local authentication methods
Setup inunder 2 minutes
Paper policies belong in the past.
Insurance documents get lost in emails, buried in folders, and even glove compartments. With Balcia, every policy is always on your phone - easy to access, anywhere.
Every policyin one place
Downloadanytime, anywhere




Claims made easy.
Is it possible? Yes, because accidents are hard enough already.
Take a photo and submit a claim immediately - even with a voice message
Track your claim status in real time
Get your claimresolved faster
Broken car?Skip the waiting.
Roadside help, windshield repair, the wholeoff-script of everyday life - handled in the app.
Get help online, book in 2 minutes, follow live updates
No more unnecessary calls or coordination hassles






Special perksjust for you.
Exclusivein-app deals
Partnernetwork benefits
Tailor-made loyalty system across 3 levels - the more loyal you are, the more you gain
Geo-located offers for people who never stay still
With us you are in a good company
We value your privacy as much as your attention. We only inform you about things that actually matter.
Weather alerts where insurance might be relevant
We make sure that every app visit feels like a limitless lifestyle
Policy expiring? We make sure you don't miss it


Expired CASCO Policy!
Renew vehicle No. ABC111 CASCO policy now and continue the drive safe!
now
Storm incoming
Heavy rain, thunder and hail are coming. Close your windows, move your car away from trees and take care of your belongings!
now
The impact
Gross Written Premium
4 423 000 EUR
for growing business since app launch
Claims submitted
13%
of claims initiated in app
Good experience!
App allows submitting claims fast on the go, purchase or renew policies smoothly and do it somewhat in an entertaining way. Good prices, great service so far. Looking forward to automatic monthly payments, please make it a priority!

Policy Count
67 900x
policies issued superfast since app launch
Push notifications
11%
click-through rate
Bought insurance in minutes
I quickly bought the insurance without calling the broker, and I even used the discount code. Thanks, everything is beautiful!
MOST reviewed and HIGHEST rated insurance app in region
4.89 Stars, 2573+ reviews
Surpassing even health-insurance apps.